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New York Automobile Accidents – Insurance Issues
Uninsured Motorist Coverage/Supplemental Underinsured Motorist Coverage
A. When and How It Applies:
1. Uninsured Motorist Coverage (UM) – Insurance Law Section 3420(f)(1) – is mandatory in New York State which makes certain that the minimum bodily insurance coverage mandated by law is available to those involved in an accident with an uninsured vehicle.